When wildfires strike, the damage they cause is often far-reaching. This guide will help you understand the steps you can take to address smoke damage, whether it’s mild or extensive.

Are You Fully Covered? The Gaps in Your Home Insurance That Could Cost You

The recent fires in Altadena and Pacific Palisades have left many homeowners facing a harsh reality: their insurance policies might not provide the coverage they actually need. Too often, policies are based on outdated valuations

If your house is completely burned down and is clearly a total loss, your insurance company will still need to document the cost to rebuild it. In some states, a total loss leads to a simple maximum payout of your policy, but this is not the case in California.

In the wake of devastating wildfires, one of the most common questions homeowners ask is: How do I read and understand my insurance policy? Whether you're facing a total loss or a partial loss, or just smoke damage, the process of interpreting your coverage can be daunting. Here’s some basics.